Christmas Promotion Rules


  • When making a purchase with a minimum value of $5000 at either an H&L Agro or H&L Rapid True store, customers should present their loyalty card at the cashier when completing their transaction. An entry will be recorded in the Loyalty competition database which is a part of  Hardware & Lumber’s ERP system, hosted by VAI (the developer) in their data centres in New Jersey and Florida.
  • Online Purchases made in Jamaica  through our website would also qualify  as entries in this promotion. The website being used will be synchronized with the  same customer database being used to  validate purchases in stores. 
  • The number of entries a customer may  vary based on the value of the transaction (inclusive of GCT). The following ranges apply:
    • $5,000-$15,000 - 1 Entry
    • $15,000- $25,000 – 2 Entries
    • $25,000 upwards – 3 Entries


  • October 27, 2020
  • November 3, 2020
  • November 10, 2020
  • November 17, 2020
  • November 24, 2020
  • December 1, 2020
  • December 8, 2020
  • December 15, 2020
  • December 22, 2020
  • December 29, 2020



  • Entrants must be enrolled in one of H&L’s Loyalty Programs
  • To enter the competition, customers must complete a transaction at an H&L Rapid True Value or H&L Agro store using their H&L Loyalty Card.


  • Every Week, as per the Draw Schedule, fifteen (15) entrants will be randomly drawn from the database to win a prize  of $10,000 H&L Cash (In Store Credit). An additional Thirty (30) will then be  selected as backup (two for each selected  entry). During this weekly draw, one entrant will be chosen from each of the  15 participating stores. Thirty (30) will  then be selected as backup (two for each selected entry). During this weekly draw,  one entrant will be chosen from each of  the 15 participating stores.  


  • On December 22, one (1) Entry will be randomly drawn first from the electronic database to win the GRAND PRIZE of $1,000,000. An additional two (2) entries will then be selected as back up. 


  • The promotion is restricted to persons age 18 years and over  
  • The public will be informed about the rules and conditions of the promotion via  Press, Radio, TVC and full rules here on website 
  • Prizes are non-transferable.  
  • Persons employed to H&L Agro &  H&L Rapid True Value, along with their immediate family members (parents, siblings, cousins, children) and Ad  Agencies cannot enter this promotion. 

Authorized under Section 58 (3) of the Betting, Gaming and Lotteries Act.